[Peace-discuss] Re: marketplace mythologies was: Insurance Companies Should Compete

E. Wayne Johnson ewj at pigs.ag
Fri Dec 4 21:07:59 CST 2009


I've never taken a flu shot but have vaccinated animals for the flu.  I 
consider the H1N1 "crisis" to be a huge scam.




On 12/4/2009 1:18 PM, Ricky Baldwin wrote:
> Good thoughts all.
>
> Of course another big difference between our system and the Cuban one 
> is that their health care is configured to serve the largest number of 
> people with the largest number of problems possible.  They loan out 
> their doctors in the way we loan out "military advisers."  Of course, 
> politics plays a big role in who gets these doctors, but the point of 
> real interest here is the orientation towards serving the needs of 
> large numbers of people.  With the resources we have, compared to 
> Cuba, imagine what we could do - how many friends we could make, if 
> you want to look at it that way, but also how many lives we could save.
>
> Similar to food, the problem is not one of supply, but one of 
> distribution.
>
> We spend a lot of money or R&D, for example, curing diseases - which 
> we should - but the way we prioritize leaves basic problems affecting 
> many more people largely untouched.  What this actually means is that 
> these cures are only for certain people, which sounds a lot less 
> obviously good and important.  Just to illustrate the perspective more 
> clearly, an awful lot is written about worldwide deaths from various 
> causes - AIDS, tobacco smoke, obesity, H1N1 - all nasty killers, but 
> meanwhile the most common causes of deaths of children in the world 
> are things like diarrhea, easily avoidable and easily curable.
>
> And one final point, I hear a lot of noise opposing publicly-run 
> health care, but people sure as hell lined up for that free H1N1 
> vaccine.  Interesting.
>
> Ricky
>
> "Speak your mind even if your voice shakes." - Maggie Kuhn
>
> --- On *Fri, 12/4/09, Stuart Levy /<slevy at ncsa.uiuc.edu>/* wrote:
>
>
>     From: Stuart Levy <slevy at ncsa.uiuc.edu>
>     Subject: Re: [Peace-discuss] Re: marketplace mythologies was:
>     Insurance Companies Should Compete
>     To: "David Green" <davegreen84 at yahoo.com>
>     Cc: "Peace Discuss" <peace-discuss at anti-war.net>
>     Date: Friday, December 4, 2009, 12:39 PM
>
>     On Fri, Dec 04, 2009 at 10:35:32AM -0800, David Green wrote:
>     > Economist Dean Baker repeatedly argues that two (anti-market) things
>     > artifically raise the cost of healthcare: Patent protection for
>     drugs and
>     > limits on foreign doctors in the U.S., keeping doctors' earnings
>     artificially
>     > high. I would add to that that medical schools should be open to
>     all comers
>     > with basic undergraduate coursework. Drastically expand medical
>     school
>     > capacity, and let anyone who wants to sink or swim. Maybe we can
>     learn
>     > something from Cuba in this regard.
>     >
>     > DG
>
>     yes, that's a good point.  i'm uncomfortable with Baker's simply
>     lowering
>     limits on foreign doctors -- not because we'd suffer, but because
>     it'd drive
>     a brain drain -- our overinflated health costs will draw doctors
>     from places
>     that need them more than we do.  but i really like the idea of
>     wider access to
>     medical school to increase the supply of trained medical people
>     here (whether
>     doctors or not).
>     >
>     >
>     >
>     > ________________________________
>     > From: Ricky Baldwin <baldwinricky at yahoo.com
>     </mc/compose?to=baldwinricky at yahoo.com>>
>     > To: E. Wayne Johnson <ewj at pigs.ag </mc/compose?to=ewj at pigs.ag>>
>     > Cc: Peace-discuss <peace-discuss at lists.chambana.net
>     </mc/compose?to=peace-discuss at lists.chambana.net>>
>     > Sent: Fri, December 4, 2009 12:07:46 PM
>     > Subject: [Peace-discuss] Re: marketplace mythologies was:
>     Insurance Companies Should Compete
>     >
>     >
>     > And Leahy deserves it, but it's not necessarily timely on the
>     occasion of his being right about something.
>     >
>     > And I happen to think, I'm afraid, that it is you who are not
>     digging deep enough into the problems with competition or health
>     care.  Single payer certainly does actually cut costs - hugely.  
>     I'd read up on it again if I were you.  It does this mainly by
>     eliminating an entire layer of bureaucratic nonsense that
>     insurance companies thrive on - that's right, bureaucracy isn't
>     just for the government; in fact not even mostly - and by
>     eliminating the profit necessity on the insurance side.  That is,
>     an insurance company always has to charge more simply because they
>     have to turn a profit.  That money has to come from somewhere.  It
>     mainly comes from labor, as profit normally does, but holding
>     labor costs constant you can assume the consumer pays more.
>     >
>     > Why do we care about labor costs?  Well, if we work for a living
>     the answer is fairly obvious.  That's us.  We are the labor cost. 
>     Lowering labor costs means we get paid less.  I don't work for an
>     insurance company, you say.  But it doesn't matter, because the
>     economy is not a loose association of little budget-islands; it's
>     an interconnected system.  One company lowers labor costs, the
>     others need to as well.  That's back to that "competition" idea
>     again.  This is another one of the ways competition is enormously
>     destructive: because it privileges profit over human needs -
>     specifically it privileges the increasing concentration of profits
>     over the supplying to people of what they need to live.
>     >
>     > There is no denying that the effects of some regulations have
>     the effect that Wayne describes.  It's just that it's not the
>     whole picture, and not even the most important part of it.  For
>     one thing, as I said before, the shutting out of competitors is
>     not solely - or even primarily - an effect of regulation; it's
>     mainly a direct consequence of "market" forces themselves. 
>     Different regulations simply work differently, so it really
>     doesn't make sense to generalize in the way you're doing - which I
>     realize is the way we are often taught to do.
>     >
>     > It's not that competition doesn't exist (the way the so-called
>     "free enterprise" system doesn't exist), or that regulation is
>     always good or bad.  It depends on the effects.
>     >
>     > Similarly, another (related) golden icon is the Law of Supply
>     and Demand, which as Marx famously noted, works - like the Law of
>     Gravity works when your house falls in on you.
>     >
>     > Ricky
>     >
>     > "Speak your mind even if your voice shakes." - Maggie Kuhn
>     >
>     > --- On Thu, 12/3/09, E. Wayne Johnson <ewj at pigs.ag
>     </mc/compose?to=ewj at pigs.ag>> wrote:
>     >
>     >
>     > >From: E. Wayne Johnson <ewj at pigs.ag </mc/compose?to=ewj at pigs.ag>>
>     > >Subject: Re: marketplace mythologies was: Insurance Companies
>     Should Compete
>     > >To: "Ricky Baldwin" <baldwinricky at yahoo.com
>     </mc/compose?to=baldwinricky at yahoo.com>>
>     > >Cc: "Jenifer Cartwright" <jencart13 at yahoo.com
>     </mc/compose?to=jencart13 at yahoo.com>>, "Peace-discuss"
>     <peace-discuss at lists.chambana.net
>     </mc/compose?to=peace-discuss at lists.chambana.net>>
>     > >Date: Thursday, December 3, 2009, 9:14 PM
>     > >
>     > >
>     > >Ricky,
>     > >
>     > >I guess I really was poking fun at Leahy's doublespeak and the
>     ideologic play on words
>     > >it puts him in.  Patrick Leahy has contributed as much to the
>     bureaucratic morass that
>     > >characterizes the highly regulated practice of medicine in Amerika.
>     > >
>     > >You are not digging deep enough into the
>     medical-industrial-legal complex
>     > >and the web of rules and regulations that prevent competition.
>     > >
>     > >Single-payer only changes who pays.  It doesnt change the cost.
>     > >Single-payer just ensures the foxes of the medical industry
>     that the hens are plump and well-fed.
>     > >I want to stomp on the foxes.
>     > >
>     > >One not need to call upon the dark annals of history to refute
>     your argument against the
>     > >benefits of competition.  A few days ago I became leery that my
>     auto insurance was getting more and more expensive.
>     > >A few clicks on the internet last night...now I am saving $126
>     per month without having
>     > >to speak with any insurance salesman at all.  Competition in
>     the marketplace is a good thing.
>     > >
>     > >Surely you are not so semiotically inflexible that you can't
>     engage in metaphor about the marketplace.
>     > >Perhaps you prefer to have Big Sibling make all of our choices
>     for us?  Or just for the rest of us?
>     > >
>     > >*
>     > >Regulation serves abusive corporations because it raises the
>     bar for new entrants.
>     > >It's another case of the collusion of the "left" at its worst
>     ("stupid") and the
>     > >"right" at its worst ("evil").  The "do-gooders" want more
>     regulations because they think that more regs will make
>     > >their miserable and pathetic fear-driven lives "safer".  The
>     greed-driven corporate plutocrats accept more regulations
>     > >with glee, because for them it represents a way to slime their
>     competition out of the market.
>     > >
>     > >The great bulk of the work of the FDA is no longer to provide
>     consumer protection but to
>     > >provide a competition free shelter for the entrenched companies
>     who produce materia medica.
>     > >
>     > >Even the Obots bumped up against an impediment with their own
>     goofy regs in delivering the flu vaccine,
>     > >and the government had to declare an emergency to bypass its
>     own competition limiting rules.
>     > >
>     > >The insurance companies paid a lot of money to their lobbyists
>     to get those exempting regulations passed.
>     > >Practically No one in America seems to be serious about
>     providing decent medical care at a reasonable price.
>     > >
>     > >
>     > >
>     > >
>     > >On 12/3/2009 5:15 PM, Ricky Baldwin wrote:
>     > >Um ... REMOVING their EXEMPTION from anti-trust laws is
>     "getting the government out of the way"???
>     > >>
>     > >>This is a common misconception of how the famous "marketplace"
>     (a ridiculous name, anyway - as if Exxon and GM were just tables
>     at Lincoln Square).   But this misconception is at the very heart
>     of the fog that keeps the economic emperors (clothes or not) in
>     power.  It is the insidious myth that, but for the interference of
>     "government", free competition would keep businesses honest,
>     efficient and meritorious, even serving humanity, etc.
>     > >>
>     > >>In fact the reality, as long history shows repeatedly, is
>     quite different, and often opposite.  Left to their own devices
>     (or the devices they can creatively acquire) profitable businesses
>     engage in ruthlessly destructive wars, the very least result of
>     which is anything resembling "efficiency" -- with the possible
>     exception of human needs (such as clean water, air, land, food,
>     etc.) -- and very quickly consolidate themselves horizontally and
>     vertically into monopolies that act as they please with the lives
>     of the puny humans trespassing on the surface of their planet.
>     > >>
>     > >>It is against this trend, as a block and tackle against
>     gravity, that the government enforces (when it does) anti-trust
>     laws.  But there are always opponents, who stand or believe they
>     stand to benefit from monopolizing trends.  There are others who
>     believe this trend is so powerful that anti-trust laws are by
>     nature inefficient (working against gravity), and the proper
>     response of a people organized ought to be not just to allow
>     monopolies to form, but in fact to aid them, with the eventual
>     goal of then using the government to take them over and run them
>     in the community interest.  This of course assumes better
>     government than we  ... have ... have had ... in ... forever.
>     > >>
>     > >>(Even when opportunities arise, i.e., the bailouts, our
>     government smiles and announces that the problem was the biggest
>     corporations hadn't stolen enough yet, fast enough, so we'll just
>     give it to them - poor, little, inefficient thieves.)
>     > >>
>     > >>Others say - as in the case of the proposed merger between NBC
>     and Comcast - they are already too big; bust 'em up.  They are
>     given permission (by us) to run these shell games, er, enterprises
>     on our land, our airwaves, using our waters and forests, etc., and
>     we have the right to set some parameters.
>     > >>
>     > >>But even proponents of this view often assume that competition
>     is inherently good.  It isn't.  It's often incredibly destructive
>     and wasteful, besides being inhumane.  It leads sweatshops in New
>     York and Indonesia, slavery in Florida's fields and in the homes
>     of the well-to-do, the brothels of LA and Thailand, etc.
>     > >>
>     > >>On a more mundane level, it's competition that meant that when
>     we lived in Champaign on a certain morning of the week every week
>     we had to be awakened repeatedly starting at 2am by THIRTEEN
>     garbage trucks going up and down our street, each collecting a can
>     here and there and moving on.  This uses several times the fuel,
>     produces several times the pollution, etc., as a city service -
>     and as a result raises the price to the "consumer" (funny term
>     when you mean throwing away trash, isn't it?).  Examples of this
>     type are nearly infinite.  Yet we persist in the belief that
>     competition somehow helps us.
>     > >>
>     > >>But lest we (ok, I) digress too far, the issue here is health
>     care.  Do these bozos deserve exemptions from anti-trust laws? 
>     Did Al Capone?  But the real answer to our health care woes is
>     complex, surely, but just as surely includes some form of
>     universal plan that covers everyone - single payer, national
>     health, something.  I don't say its perfect in places like England
>     and Canada - the people there complain about it all the time - but
>     when they hear about "our" system, they react as if you just
>     proposed cannibalism.  That's how barbaric it is.
>     > >>
>     > >>We'd all know it if we weren't scared stiff of the Jews,
>     Commies, atheists, gays and immigrants hiding under our beds and
>     in our bedroom closets.
>     > >>
>     > >>Ricky
>     > >>
>     > >>"Speak your mind even if your voice shakes." - Maggie Kuhn
>     > >>
>     > >>--- On Thu, 12/3/09, E. Wayne Johnson <ewj at pigs.ag
>     </mc/compose?to=ewj at pigs.ag>> wrote:
>     > >>
>     > >>
>     > >>>From: E. Wayne Johnson <ewj at pigs.ag </mc/compose?to=ewj at pigs.ag>>
>     > >>>Subject: Re: [Peace-discuss] Fw: Insurance Companies Should
>     Compete
>     > >>>To: "Jenifer Cartwright" <jencart13 at yahoo.com
>     </mc/compose?to=jencart13 at yahoo.com>>
>     > >>>Cc: "Peace-discuss" <peace-discuss at lists.chambana.net
>     </mc/compose?to=peace-discuss at lists.chambana.net>>
>     > >>>Date: Thursday, December 3, 2009, 3:42 PM
>     > >>>
>     > >>>
>     > >>>Yes!
>     > >>>
>     > >>>Get government out of the way (by removing the nanny-state
>     corporate-welfare protection)
>     > >>>and let the Free Market Operate.
>     > >>>
>     > >>>Amen, Sister!
>     > >>>
>     > >>>"a free and fair marketplace. "
>     > >>>
>     > >>>That's the stuff!
>     > >>>
>     > >>>On 12/3/2009 3:25 PM, Jenifer Cartwright wrote:
>     > >>>
>     > >>>>
>     > >>>>--- On Thu, 12/3/09, Patrick Leahy <info at leahyforvermont.com
>     </mc/compose?to=info at leahyforvermont.com>> wrote:
>     > >>>>
>     > >>>>
>     > >>>>>From: Patrick Leahy <info at leahyforvermont.com
>     </mc/compose?to=info at leahyforvermont.com>>
>     > >>>>>Subject: Insurance Companies Should Compete
>     > >>>>>To: "Jenifer Cartwright" <jencart13 at yahoo.com
>     </mc/compose?to=jencart13 at yahoo.com>>
>     > >>>>>Date: Thursday, December 3, 2009, 1:55 PM
>     > >>>>>
>     > >>>>>
>     > >>>>>
>     > >>>>>Dear Jenifer,
>     > >>>>>On Tuesday, I took to the Senate floor and formally filed
>     my amendment to repeal the antitrust exemption for health
>     insurance companies.
>     > >>>>>
>     > >>>>>I look forward to debating this critical measure during our
>     deliberations on the broader health care reform bill. After all,
>     to bring insurance costs down, we've got to introduce more
>     competition in the marketplace -- and my amendment will do just that.
>     > >>>>>
>     > >>>>>Already, nearly 40,000 members of our Leahy online
>     community -- including you -- have emailed their Senators urging
>     support of this amendment, and 18 of my colleagues have now
>     co-sponsored it.
>     > >>>>>
>     > >>>>>But we need more Senators to join us to get this critical
>     amendment passed.
>     > >>>>>
>     > >>>>>Click here to invite your friends & family to forward an
>     email to their Senators too -- and urge them to support our
>     amendment to repeal the antitrust exemption for health insurance
>     companies!
>     > >>>>>
>     > >>>>>Our amendment will introduce antitrust oversight to the
>     health insurance industry, ruling out of bounds egregious
>     anti-competitive conduct like price fixing that harms hard-working
>     American families and raises costs. It's an outrageous loophole
>     that must be closed.
>     > >>>>>The health insurance industry should compete on a level
>     playing field just like every other business in America, large and
>     small, so that consumers know that the price they're being quoted
>     is the product of a free and fair marketplace.
>     > >>>>>That's why our amendment repealing the health insurance
>     industry's antitrust exemption is so important -- but I need your
>     help, right now, to get it passed.
>     > >>>>>
>     > >>>>>Click here to invite your friends & family to forward an
>     email to their Senators too -- and urge them to support our
>     amendment to repeal the antitrust exemption for health insurance
>     companies!
>     > >>>>>
>     > >>>>>As we move forward with debate on the health care reform
>     bill, much of our discussion will be about bringing costs down
>     while expanding and improving insurance coverage.
>     > >>>>>
>     > >>>>>This amendment is a vital part of that effort, and we've
>     got to do everything we can to get it passed. Please invite your
>     friends & family to email their Senators now.
>     > >>>>>
>     > >>>>>Thanks so much for your help.
>     > >>>>>
>     > >>>>>Sincerely,
>     > >>>>>
>     > >>>>>Patrick Leahy
>     > >>>>>U.S. Senator
>     > >>>>>
>     > >>>>>P.S. A vote on our amendment could come in a matter of
>     days, so please take a few seconds, right now, to make your voice
>     heard. Please invite your friends & family to email their Senators
>     now.
>     > >>>>>Visit LeahyForVermont.com
>     > >>>>>
>     > >>>>>
>     > >>>>>Paid for by Leahy for U.S. Senator Committee, Inc.
>     > >>>>>PO Box 1042
>     > >>>>>Montpelier, VT 05601
>     > >>>>>
>     > >>>>>
>     > ________________________________
>     >
>     > >>>>>Visit the address below to tell your friends and family
>     about this message.
>     > >>>>> Tell-a-friend!
>     > >>>>>
>     > >>>>>If you received this message from a friend, you can sign up
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>     > >>>>>This message was sent to jencart13 at yahoo.com
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>     > >>>>
>     > >>>>
>     > ________________________________
>     >
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>     >
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